Common Causes of Catastrophic Injuries

Catastrophic injuries can happen in a variety of contexts, but they are most likely to occur because of high-speed car, truck, boat, or motorcycle accidents. Motorcycle accidents are especially likely to result in catastrophic injuries since riders have extremely limited protection around them while riding.

Some of the most common types of catastrophic injuries and damages sustained in accident cases include traumatic brain injuries (TBIs,) broken bones, fractures, spinal cord injuries, paralysis, permanent scarring (often to the face), and death.

Although catastrophic injuries can result in many years of medical treatment, rehabilitation, and permanent side effects, insurance companies and their adjusters are still often skeptical when someone claims catastrophic injuries and damages. Speak with a Plano lawyer to learn more about common causes of catastrophic injuries.

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Limiting Liability Exposurein Catastrophic Injury Cases

Whenever a person seeks compensation for permanent impairment sustained due to a catastrophic injury, insurance companies and their adjusters often look for reasons to limit their liability exposure. In some cases, the adjuster may even go so far as to deny liability—or fault—altogether.

Insurance adjusters also like to review prior medical records in search of other possible explanations for the catastrophic injuries sustained in the accident. Adjusters may often look for any of the following prior conditions as potential reasons to deny reimbursement:

  • Degenerative changes in MRIs and other imaging studies
  • Preexisting medical conditions
  • Injuries sustained in prior accidents
  • Prior motor vehicle accidents
  • Prior work-related injuries and accidents, such as slip and falls

A well-practiced Plano catastrophic injury attorney knows the tricks and tactics used by insurance adjusters to downplay serious personal injuries. The most effective way of proving catastrophic injuries is to offer the expert testimony of a doctor or other healthcare provider.

An expert medical provider could potentially be able to testify about the acc medical treatment, the permanent nature of the injury or injuries sustained, and objective findings garnered from observations and permanency evaluations.

Proving the Other Party was Negligent

To prove negligence in a catastrophic injury case, an individual may need to show that the at-fault party did—or failed or do—something that a reasonable person would not have done.

A person must also show that this violation of the applicable duty of care proximately leads to catastrophic injuries and damages. In other words, a person may be required to show that one would not have happened without the other.

Finally, a person must show that they suffered serious injuries and damages. Available damages in catastrophic injury cases may include compensation for medical bills, lost wages, pain and suffering, emotional distress, mental anguish, loss of use, loss of enjoyment of life, loss of spousal companionship, and future medical care and rehabilitation.

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Talk to a Plano Catastrophic Injury Attorney Today

Catastrophic injuries can require long-term – and potentially lifelong – medical care and treatment. Moreover, a catastrophic injury may require that you undergo additional medical procedures, such as injections or costly surgeries, at some point in the future. When it comes to catastrophic injuries, the insurance companies are rarely on your side, and strong legal representation is a good ally to have in your corner.

A Plano catastrophic injury lawyer at McCraw Law Group can challenge the at-fault party’s insurance company head-on and can work toward reaching a favorable resolution in your case via settlement or jury trial. Get in touch today to start discussing your case.

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Get The Help You Need Contact McCraw Law Group

If you are in need of a personal injury attorney in North Texas, please contact the team at McCraw Law Group today. We are ready to help you in a broad range of serious accident and injury legal issues, and offer multiple ways to reach us.

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If you are in need of a personal injury attorney in North Texas, please contact the team at McCraw Law Group today. We are ready to help you in a broad range of serious accident and injury legal issues, and offer multiple ways to reach us.

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